I want to become a rich person. How to get rich from scratch in Russia: real ways, recommendations and reviews

• 1. How to become rich - 16 useful tips
  • Council number 1. We keep on dreaming
  • Council number 2. We say compliments
  • Council number 3. Learning Wise Thoughts
  • Council number 4. Making time for ourselves
  • Council number 5. We answer questions
  • Council number 6. Developing a sense of responsibility
  • Council number 7. We solve the problem
  • Tip #8. We think about our own achievements
  • Tip #9. Thinking about earning $100,000/month
  • Tip number 10. Helping people
  • Tip #11. We are open for communication
  • Tip #12. We create passive income
  • Tip #13. Getting Started
  • Tip #14. Start a diary
  • Tip #15. Learn to sell
  • Tip #16. Create the right environment
• • Principle #1. Build on your goals
  • Principle number 2. Realize your responsibility
  • Principle number 3. Create the right incentive to work
  • Principle number 4. Create global goals by dividing them into constituent elements
  • Principle number 5. Define your relationship with money
  • Principle number 6. Find harmony in yourself
  • Principle number 7. Achieve everything gradually
  • Principle number 8. Plan
  • Principle #9. Prohibit inactivity
  • Principle #10. Learn to deal with the situation correctly.
• • Video by Robert Kiyosaki
• 5. Conclusion

As we live each day of our own lives, we are increasingly beginning to realize that most of it is built on the principle of dependence on earned money. Limiting ourselves to the maximum in desires, we often plan to spend only on the most necessary, but we really want to buy new furniture, make a good repair, get home appliances and allow yourself to shopping so that the cabinet doors do not close. Therefore, thinking about how you can still change the situation and what to do for this, we sort through the answers to the questions: “How to become a rich person?”, “How to get rich from scratch in Russia”.

Of course, there will always be another category of the population that falls under the conditional name "lazy". These people only do what they ask for such a dream, but they are not actually going to act. They choose the easiest path, based on the search for the most affordable job that brings the minimum stable income, and do not want to make efforts, set other goals, achieve the necessary results. But it's important activity , enhanced And painstaking work .

So, from this article you will learn:

• How to become rich and successful?
• How to get rich from scratch in Russia?

The Complete Guide to Getting Rich

In fact, for a very long time, based on the experience of successful people, tips have been developed that allow you to change the situation in real life. One has only to adhere to them, and you will gradually begin to notice not only the successes that are being acquired, but also new traits of your own character. Create your own rules from them and make them the basis of existence.

Very often, psychologists say that our thoughts are material, and trying to imagine the best outcome of the situation, we simply subconsciously strive for it. That is why, the more often you begin to think about your dream, the more detail it will become. And these are real ways to achieve wealth.

By the way, so that each dream is not an empty phrase, try to bring specifics to it. To begin with, to determine what is so unattainable in it and why it is difficult to achieve the final result. Think about how you can improve the created situation.

Starting small, set realistic deadlines, limit everything specific dates. But keep on dreaming.

After all, as you know, the existence of our personality in the eyes of society ceases to be interesting when we do not have aspirations, our positions, plans for the future and beautiful dreams.

It is worth trying to start your contacts with a beautiful and appropriate compliment. In fact, it should probably work here boomerang effect .

Starting today, even speak pleasant words to strangers, approve of their image, actions, beautiful outfit, skills and knowledge.

Firstly, this will set you in a positive mood for further communication, giving you the opportunity to incline the interlocutor in your direction, Secondly, you will leave a good impression of yourself, and this is a guarantee of further stability in relationships, and Thirdly everything will come back. That's right, someday you will get your approval from another person. And mind you, even the simplest compliment from an interlocutor can create a pleasant mood for the whole day, giving you the strength to move on.

In order to succeed today, you need to more often turn to the experience of people who can become your authority. Now you can very easily find popular sayings and thoughts of those who once tried on their own set up your business, build a business, starting it from scratch, and proved by his actions the correctness of his own intentions. (Read also - - small business ideas with minimal investment).

It is based on their vision of the world, possible mistakes and conclusions set out in short lines, that you can understand what action would be more correct for you and determine the strategy for your further existence.

Even, resorting to the distant past and judging by the history of the development of our state, many of its victories, both on the battlefields and in politics, art, business, culture, far from stupid people became leaders, earning self respect .

That is why it is important to build your path to success on the achievements and thoughts of those who, in the realities of today, know how to make the most optimal decision in the most difficult situations.

Unfortunately, the work we are so used to is a constant addiction, giving no opportunity for self-realization. It is very easy to explain this state of affairs.

To develop your own business, start any dream and fulfill your desire, you need to find time. Moreover, this should not be an event decided in a hurry, but well and deeply thought out details.

That is, the event you are starting assumes the presence of specific features that require global efforts even at the stage of calculations.

How does each of our days turn out? Starting from the very morning, we are in a hurry without even having time to drink coffee properly, then we fulfill our assigned duties, try to get home faster, and returning with great fatigue we are still trying to solve household problems.

And after that, is it really possible to set yourself up to think about the desired upcoming business. Of course not. That is why the work of an employee is significantly hinders the process of becoming rich.

Of course, you shouldn't quit your job right away and stay at home all the time, immersing yourself in your dreams, but plan your free time so that it allows you to pay attention to future projects.

Ask yourself a few questions that need to be answered only sincerely. Ask: " Who am I and what is the purpose of my life?», « What can I do, and how does it differ from the abilities of other people?», « Where would I spend a million?».

It is a frank conversation with yourself that will give you a lot of opportunities and lead you to the most correct answer to the search for the main truth of life. "How to become rich?".

Tips on how to get rich from scratch

Council number 6. Developing a sense of responsibility

There is a very popular expression: Poverty appears when you shirk responsibility". So maybe you should reconsider your behavior?

Indeed, the interaction of other people, the ability to rely on your words and the desire to provide assistance in the most difficult situations depend on how correctly and clearly you fulfill your promises.

In addition, by building yourself in the most organized way, you will gradually begin to demand the same from others, and this is a different level of relationship.

Learn the most specifically And hard approach solving current situations.

Understand for yourself that the methods that have been used previously are not as effective as we would like. Understand that there is a certain difficulty and ways out of it, which should be clear to you.

Do not delay, delay and think that everything will get better on its own. With such an attitude, it is simply not possible to succeed. Start to properly manage your actions and notice how many problems become easily solved.

Tip #8. We think about our own achievements

Too many companies promote culture collective success. It is believed that only one well-coordinated team can ensure the correct work process and, as a result, get best results.

This is of course correct, but it is also worth understanding that it is you, as a person, who have their own importance in this team, and only your actions will eventually affect the wages received.

Therefore, try put more effort into your development . This will give you a start in personal growth, achievements will become more noticeable, popularity will increase and the decision to be independent, starting your own business, will be organized by itself.

Tip #9. Thinking about earning $100,000/month

Such a minimum number psychologists advise. Your brain must be constantly in a state of activity, deciding how to make that kind of money.

We need to look for ways, think through options, improve the conditions of today's wages. Only in this way can one later see the prospects of one's business, the directions of development in it and the solution of complex problems.

The whole essence of this advice is that you need to be able to find sincerity in your heart and the desire to respond to the requests of other people free of charge. We often find ourselves in situations where not only relatives, but completely unfamiliar people see us as a support that gives them hope for getting rid of difficulties. Somewhere these requests are of a huge scale, and sometimes they are insignificant and very simple.

Find the strength in yourself to become more good-natured towards others, and this behavior will definitely come back to you with great effect. Think about the fact that you once found yourself in the same situation, but only then, solving your difficulties, completely strangers were involved, responding without additional requests.

All the cash flows directed to you come from other people. That is why it is worth being sociable, acquiring new comrades and interlocutors. Learn to attract such contacts into your life.

The well-known assertion that money must constantly work has a great foundation. After all, this is true, but you should not take the expression literally and rush, scattering funds.

Identify the few most profitable sources through which passive income will be multiplied. Perhaps this is a deposit to the bank or a purchased share or renting out housing. The important thing is that you have an initial amount that works for you.

This is the stage when internal priorities are reviewed. Now you gotta stop blame your fate for inferiority and start to change the situation.

You earn little - look for ways to earn more, you live in a communal apartment - consider buying the nearest one-room option, you travel by public transport - set a goal to buy a real car.

Of course, at first only problems are seen, but believe me, each of them has specific solutions, you just need to look for them correctly. If a loan is important for the fulfillment of a global dream, then look through the offers of banks, calculate the resulting payments and see what exactly you can qualify for today.

A person is arranged in such a way that he is able to experience his defeats very strongly, without devoting the same emotions to his own victories. Therefore, you can support your own moral spirit in a simple way.

Take a small notepad and try to constantly write in it information about small achievements that are of particular importance at the moment. You will see what you are really capable of.

This is not only a sense of pride in oneself, but also a good incentive to quickly overcome a negative situation.

The possibility of selling goods is not only the moment of transferring money, but also the illusion created that attracts you.

The seller always knows how to describe its properties in such a way that it seems as if you always wanted to purchase this particular model, not paying attention to others. Such abilities must be used. Set a goal for yourself to develop these skills.

Tip #16. Create the right environment

In fact, it is considered right to choose those people who are very successful and strive to become their friends or simple interlocutors. It is the desire to strive and achieve, to reach out to that society where there is status and people who have really achieved high results will attract income into your life.

2. Conclusion. Getting rich (getting rich) is easy

Try to understand all the tips described, catch the essence in them, and if this is not immediately possible, then gradually add each of them to your existence.

Principles of successful millionaires how to get rich from scratch in Russia

3. How to get rich from scratch in Russia - 10 principles of millionaires

Of course, nothing is given just like that, and in order to become rich in our country, you must definitely work very hard. This is the only way to achieve sustainable results. Of course, there is a possibility receive an inheritance or win a huge amount of money, but the chances of such an event insignificant. Therefore, it is important for the average Russian to rely on his own strength.

How to get rich? Millionaire Principles

If we turn to the realities of today, many people who have earned their first million very often share the same opinions, or rather the principles that even the weakest beginner should adhere to.

No need to visit special seminars and trainings, sign up for lectures, going to the nearest city to listen to them, try to learn the information first.

Principle #1. Build on your goals

This principle is that you must be individual. Perhaps someone else's experience will be indicative, but it is not necessary to strictly follow it, repeating each step, especially if it is a duty, and not your own hobby. We very often live by other people's ideas, passing them off as our own, and even convince ourselves of this. Through reasoning and analysis, understand what is really interesting to you, what goal can be created from it and how to achieve it.

Principle number 2. Realize your responsibility

Here it is important to understand that we build our life only ourselves, and no one else will ever make significant changes to it. That is why it is important to learn to be responsible for every decision you make. Only then, many of them will not even begin to discuss.

Principle number 3. Create the right incentive to work

Many people assume that the business being created is just a stage in life when you need to work hard, in order to then just allow yourself to relax on the seas, enjoy life, receiving only benefits from it. This is an initially wrong goal, which will not be feasible. Your business involves constant control, dedication and endless work. Yes, later you can automate all processes and entrust the solution of the main issues to your own deputy, but, firstly, this is a very distant future, and secondly, even such moments will always depend only on you.

Principle number 4. Create global goals by dividing them into constituent elements

The importance of the principle is that our brain is able to process and execute only the information that becomes clear to it. Having defined your goal, find methods to achieve it and think about what you will do after it is left far behind. That is, you must initially plan the entire range of events, making it global. Only then will the whole be divided into small stages, overcoming which you will move up your own ladder.

Principle number 5. Define your relationship with money

Ideally, of course, they should be just a tool for you that you use daily. You should not turn them into a cult, see something supernatural and endow them with additional properties.

Principle number 6. Find harmony in yourself

Try to understand your own personality, understand the character and attitude to life. It is this behavior that will become the best basis for further action. You will immediately find the solution to many issues in yourself, including understanding what is becoming important and how to start your start in order to get rich.

Principle number 7. Achieve everything gradually

Do not try to do everything at once, tearing your health. Your goals will be most realistic if you keep them small.

Principle number 8. Plan

Plan your new day according to your goals. Decide what can be done today and what will take a long time to implement.

Principle #9. Prohibit inactivity

Remember that money will never fall from the sky. You have to work hard to get something. Only an active life position will bring you positive results.

Principle #10. Learn to deal with the situation correctly.

The solution to our questions largely depends on how we perceive the emerging problem. If this is done positively, then you can create the right attitude and get it resolved as soon as possible.

4. How to become rich - videos and books

There is a lot of literature (trainings, seminars, books), as well as video clips in video format. Do not be lazy and look through the main and popular ones.

Video by Robert Kiyosaki

How to start a business from scratch by Robert Kiyosaki

Books to help you get rich

To get rich - to become rich and successful, we recommend reading popular books in this area - "Rich Dad, Poor Dad", "Think and Grow Rich", "The ABC of Money". These books will turn your mind about money, for many, these books have served as a motivator to achieve success and wealth.

5. Conclusion

Now to the question "How to become rich?" can be answered very simply. Learn how to use your time correctly, work on yourself, set realistic goals, look for ways to solve problems, do not stop at the achieved results and move forward gradually. For example, set yourself a goal and look for the answer to your question - how to become rich in one year. Those. a clear goal to become someone in a certain amount of time.

You should not take on a burden many times greater than your capabilities, but sitting surrounded by dreams will also not be the right option. Just a huge effort stress resistance, contacts with close and important people will gradually change the situation.

In addition, psychologists offer to imagine yourself in the already existing circumstances more often. Take on board the 16 suggested tips, study in detail the principles that guided modern millionaires and start earning.

Wealth is a loose concept, which some measure by the number of things bought in a month, while others measure cars or apartments. Achieving success and financial independence is not easy, but it is quite possible. How to become rich and successful from scratch, you can learn in this article.

Personal financial plan

Without certain financial knowledge, you cannot become rich and. Learn to distinguish between passive and active income. This will allow you to figure out how to become a rich person and create a strategic plan that will provide ways out of a possible crisis. Write it down in a simple way. Express your thoughts in such a way that even a child can understand them.

How to raise start-up capital?

There are many ways to find money to start. We offer you some of them:

• Sell ​​a profitable creative idea;
• Earnings on the purchase / sale of liquid goods (securities, real estate);
• Find a wealthy patron;
• Open business with partners.

Once you start making a profit and become a wealthy person, you should not spend all the money you earn. Part of the funds should be set aside and invested in sources of passive income.

Diagram: unsuccessful and successful people

We look to the future

Do you want to know how to become rich and successful? Everything is very simple. Set a goal and gradually move towards it. You must be clear about the end result, that is, what you will get if you succeed. Evaluate all the advantages and disadvantages of your solution. Think carefully about the risks that may lie in wait for you and how to use them to your advantage. If you constantly develop your desire, this will help to realize the dream of wealth.

Experience and other people's mistakes

Rich people are smart. Ask how they managed to achieve success, and what mistakes they made along the way. Many millionaires give useful advice on how to become rich and successful. Do not ignore them, as such recommendations are usually based on your own experience.

The modern world is ruled by information, so try to get it from all possible sources. Find a competent mentor and get a job with him. Some rich people started working as apprentices. Remember that experience is part of mastery.

Motivation

Many poor people became rich because they were able to find motivation for themselves, that is, to enter into that emotional state that prompts them to act. Set yourself goals for which you are willing to persevere and work hard. You need to tune in so that you can easily overcome any obstacles that may arise on the path to success. When you reach your goal, be sure to treat yourself to a pleasant purchase or vacation that you have been dreaming of for so long.

work for yourself

Because you will plow all your life “for your uncle”, only your uncle will become richer. He can praise you or present you with a diploma, but at the same time, the millions earned by your many years of work will remain in his pocket. Try to work for yourself as much as possible. In this case, all income will go only to you.

Learn to keep capital

If you are interested in how to become a successful woman, you must first learn how to save money in order to increase your wealth. Before you make any purchase, you should carefully consider everything several times. Your family's income must exceed your expenses - this is the main rule that should be followed, no matter how much your savings are measured. The money multiplication system can be tested on any budget, even the smallest one.

Start your own business

You can change your financial situation for the better and become a rich person if. This will help you manage your wealth. Achieving wealth by owning your own business is much easier than moving up the career ladder. In this case, you manage the financial flows yourself, and also get the opportunity to find additional sources of income.

Image

If you are interested in how to become a rich and successful woman, first of all, learn to take care of your appearance. Your hairstyle, shoes and clothes should look perfect. A well-chosen image makes any person more attractive and respectable. Constantly develop in different directions. You need to think not only about work, but also about love, health and relaxation.

Lectures and trainings

To understand how to become a successful person in life, check out books and video tutorials from famous people who have managed to achieve wealth. This is a great role model, but in any case, even if you use their advice, you will have to find the path to success on your own.

Esoterics

Nowadays, many psychics, witches and sorcerers offer people their help in solving money issues. They claim that after performing a certain ritual, a person will become rich. It may seem strange, but after visiting esotericists, many things start to go uphill and they really become rich and successful.

Most likely, the point is not in a magical rite, but in the power of self-hypnosis. If you want something and move towards your goal, you will definitely succeed.

Get good habits

Ordinary people are used to coming to work every morning and working hard. In the evening they return home and mostly spend their free time watching TV. Such habits will prevent you from traveling or visiting distant lands. Rich people have completely different habits that led them to success:

1. Solve all problems as they come. Do not postpone them for later, pull or run;
2. Create value around you. You need to make a product that will be valuable to consumers, and they will not regret giving money for it. Describe in colors the benefits of your products. If you do not praise your product yourself, no one will do it for you;
3. Work for pleasure. If you're not interested in a job, don't do it;
4. Set high goals. The higher the bar, the closer you get to success;
5. Hang out with wealthy successful people. Poor people who don't want to make more money will drag you down with their stupid advice;
6. Create passive sources of income. Let someone do the work while you are resting and enjoying life;
7. Learn to invest the right way. Unreasonable risks that can lead to losses should not be allowed. Focus only on success.

How to push your husband to success?

Any woman dreams of having a rich, wealthy man next to her. Therefore, many of the fair sex are interested in how to help her husband become successful and rich? In fact, 50% of men have reached the top thanks to the guidance and support of their wives.

Successful people Successful people

To make a millionaire out of your husband and not think about how to become a rich woman, you need to use a few female tricks:

• Always show your husband that you respect him. This will be a great incentive for him;
• Find your spouse's strengths and develop those talents. No need to start from scratch, it's much easier to improve what you already have;
• Encourage your husband. For every good deed or right step, try to please your soulmate with something pleasant. Over time, he will begin to understand that you need to work in order to deserve something;
• Learn to be patient. Men don't like the word "should". It does not allow them to do what they love, and in this state a person rarely succeeds. Don't pressure your husband. Give him some time to decide what he wants to achieve in life.

Success Secrets

If you want to know how to become rich, 10 laws of wealth will help you answer this question:

1. Believe in your success;
2. Work for yourself;
3. Plan every step;
4. Raise your self-esteem;
5. Get additional knowledge and experience;
6. Be honest and fair;
7. Set realistic goals;
8. Be persistent and patient;
9. Control your expenses;
10. Don't forget about charity.

In a time when inequality is rising and the economy is growing at a very slow pace, it is rare to find people who have made fortunes by rising from the bottom. Indeed, most of the richest people in the world have already been born into well-to-do families.

That is why it is necessary to keep in mind those people who started from scratch and through hard work, talent and luck were able to rise very high. These 20 stories will remind us that there are opportunities to overcome many things in life, including poverty.

1. Maria das Grazas Silva Foster broke out of the Brazilian slums to become the first female head of Petrobras.

The current head of the Brazilian oil giant Petrobras spent her childhood in the extremely poor area of ​​Morro do Adeus, which has become a slum. Her mother worked constantly, and her father was an alcoholic. Foster collected aluminum cans and waste paper to make some money.

She began working as an intern at Petrobras in 1978 and was able to overcome barriers by becoming the first woman to lead a field development division. Foster's hard work has earned her the nickname Caveirao, a Brazilian slang word for an armored police car that maintains order in a slum, according to Bloomberg. In February, Foster became the first woman to lead Petrobras.

2. Do Won Chang worked three jobs to make ends meet before launching Forever 21.

Doo Won Cheng and his wife Jin Sook came to America from Korea in 1981. When they arrived, Cheng had to work three jobs to support his family. He worked as a janitor, a gas station operator and worked part time in a cafeteria. It so happened that they were able to open their first clothing store in 1984.

This first store has grown into a Forever 21 empire of 480 stores that generates about $3 billion in annual revenue. It is a family business where daughters Linda and Esther help their parents run the company.

3. Harold Simmons grew up in a shack with no electricity and became a billionaire.

Multibillionaire Harold Simmons grew up in Golden, Texas; he lived in a shack that didn't even have electricity. However, he managed to get into the University of Texas, he managed to get into the privileged society of students and college graduates, receiving a master's degree in economics.

Simmons' first venture was a chain of pharmacies, the first of which he founded almost entirely with loans. As a result, a network of 100 pharmacies was formed. Simmons sold it to Eckerd for $50 million. After that, he became an expert in buying companies. He now owns six companies listed on the New York Stock Exchange, including Titanium Metals Corporation, the world's largest titanium producer.

4. Zdeněk Bakala left communist Czechoslovakia with $50 in his pocket to become a coal magnate.

In 1980, at the age of 19, Bakala fled communist Czechoslovakia with a $50 note hidden in a sandwich. He fled to Lake Tahoe, where he began washing dishes in one of the casinos.

He was lucky that he was able to get a bachelor's degree from the University of California and an MBA from Dartmouth. He went to work in banking and accidentally returned to work for a company in his home country, opening Credit Suisse First Boston's first office in Prague after the fall of the Wall. He now chairs a coal company with a market capitalization of $2.52 billion and eight production sites in Central Europe.

5. George Soros survived the Nazi occupation of Hungary and became one of the world's most successful investors.

George Soros was able to survive the Nazi occupation of Hungary because his father paid a government official to impersonate his godson. After the war in 1947, Soros left communist Hungary and went to live with relatives in London. He began studying at the London School of Economics, working as a waiter and porter. After graduation, Soros worked as a salesman in a gift shop, he wrote to directors at banks in London, and was eventually given a job. This was just the beginning of a long and successful career in finance. In 1992, Soros successfully shorted the pound sterling, earning over $1 billion.

6. Guy Laliberte made his living by street performances, swallowing fire, before showing the world Cirque du Soleil.

The Canadian native began his circus career as a street performer, playing the accordion, walking on stilts and eating fire. He took a chance when he brought a successful troupe from Quebec to the Los Angeles Arts Festival in 1987 on a one-way ticket. The risk was justified, and the circus group was moved to Las Vegas, where it became the very famous Cirque du Soleil that we know today.

Laliberte is currently the head of Cirque du Soleil, a professional poker player and space tourist with a net worth of $2.5 billion.

7. John Paul DeJoria lived in his car before the John Paul Mitchell Systems business took off.

DeJoria had a hard time at the beginning. His parents divorced when he was two years old and he sold newspapers and Christmas cards to support his family until the age of 10. He was then sent to be raised in Los Angeles. For some time in Los Angeles, he was a member of the gang, and then went to serve. He then tried to work for Redken Laboratories, after which he took out a $700 loan and founded John Paul Mitchell Systems. He distributed shampoo produced by the company, moving from house to house by car, he lived in his car. But the quality of the product has taken over, and the company is now making over $900 million a year. He also created Patron Tequila and works in industries ranging from diamonds to music.

8. Ursula Burns grew up in an apartment building on the Lower East Side of Manhattan and now runs Xerox.

The Lower East Side was a gang haunt before it became a good neighborhood. Ursula Burns was raised by a single mother in an apartment complex in the area. She ironed shirts to earn money for her daughter's Catholic school. After Burns went to study at New York University and became an engineering trainee at Xerox.

She is now the company's chief executive officer and chairman of the board of directors. Burns is the first African American woman to lead a Fortune 500 company.

9. Howard Schultz grew up in social housing in Brooklyn before he became the head of Starbucks.

During a difficult childhood, Schultz always wanted to rise above and break away from the lifestyle provided by his father, who worked as a truck driver. Despite his poverty, Schultz excelled at sports and managed to get through to study at Northern Michigan University. After earning a degree in communications, Schultz went to work at Xerox, and then he discovered a small Starbucks coffee shop. In love with coffee, Schultz left Xerox, becoming head of Starbucks in 1987. The network started with 60 stores and now includes more than 16,000 outlets around the world. Schultz's fortune has grown to $1.5 billion.

10. Li Ka-shing dropped out of school at 15 to work in a plastics factory and is now the richest East Asian man..

Li Ka-shing's family fled from mainland China to Hong Kong in 1940, Li Ka-shing's father died of tuberculosis. Then the boy was only 15 years old. He dropped out of school and went to work in a plastics factory to help his family. By 1950, Lee was able to open his own company, Cheung Kong Industries. Initially, she was engaged in the production of plastics, and then changed her profile of activity to real estate. Li then increased his stakes in various companies, and today he owns shares in companies of various types of activity: banks, mobile phones, satellite television, cement production, retail stores, hotels, transportation, airports, electric power, steel production, ports, etc.

11. François Pinault is a man without a complete secondary education who now leads the PPR group.

Pino left high school in 1947 to work in the family's timber business. In 1970, he began to buy small firms. He earned himself the nickname The Predator due to a ruthless business tactic in which he cut jobs and sold the lumber business to buy it back sometime later at a lower price. His personality helped him start the PPR business, a company that sells luxury goods like Gucci and Stella McCartney. Pinault is the richest man in France: his and his family's fortune is estimated at $13 billion.

12. Leonardo Del Vecchio is a factory worker who today owns an eyewear empire.

Del Vecchio was one of five children who were difficult for a widowed mother to support. He went to work in a factory that made molds for auto parts and spectacle frames, where he lost part of his finger. At the age of 23, he opened his first store, which later grew to become the world's largest manufacturer of sunglasses and medical glasses. Luxottica produces Ray-Ban and Oakley brands, the company has 6 thousand retail outlets, Del Vecchio's fortune is estimated at $11.5 billion.

13. Kirk Kerkorian grew from a RAF pilot to the owner of an entertainment complex in Las Vegas.

Kerkorian, who taught English on the streets, had to drop out of school in the 8th grade. His family was a victim of the Great Depression, and Kerkorian was looking for part-time jobs to support the family. He became an RAF pilot during World War II and delivered supplies across the Atlantic on routes where one in four aircraft were shot down. With the money he made, he became a gambler and real estate tycoon in Las Vegas. His fortune is estimated at several billion dollars.

14. Sheldon Adelson is another Las Vegas mogul who has tried his luck in several areas.

Adelson grew up in a poor area of ​​Massachusetts, where he shared a room with his parents and three brothers. His father was Lithuanian and worked as a taxi driver, and his mother owned a knitwear shop. At the age of 12, he started selling newspapers, and a few years later he was operating a vending machine. Adelson has dabbled in several industries, from packaging hotel toiletries to mortgage brokerage. His breakthrough came with the founding of a computer exhibition. He used the money he earned to buy the Sands Hotel & Casino.

15. Ingvar Kamprad was born in a small village in Sweden and created a business that eventually became IKEA.

Kamprad's childhood was spent in rural life, but he always had the makings of a businessman. He bought matches in Stockholm in large quantities and sold them to his neighbors. He then moved on to fish, Christmas decorations and pens. Not satisfied with a small business, he borrowed money from his father and founded a store that eventually grew into IKEA (the name consists of the first letters of his first and last name, the name of his village and his parent's farm). He was on his way to being the richest man in the world, but recently his net worth dropped to $3 billion.

16. Roman Abramovich is an orphan who turned an expensive wedding present into an oil empire.

After his parents died when he was only 4 years old, he was taken in by his uncle and grandmother. Abramovich's first breakthrough came with an expensive wedding gift from relatives on his wife's side. He dropped out of school and went into business. In 1995, he managed to get ownership of the Sibneft company. He continued to invest in various projects, including RusAl and Evraz. Now he owns the largest private yacht in the world, as well as other expensive property. He also owns Chelsea Football Club.

17. Richard Desmond lived on the roof of a garage and was able to establish an empire publishing magazines like Penthouse.

Desmond was raised by his mother after his parents divorced. They lived on the roof of the garage. Desmond describes himself at the time as "very fat and very lonely". He left school at 14, deciding to become a drummer. He worked as a cloakroom attendant to help pay the bills. His musical talents never made him rich, but he later opened a number of record stores. He was able to publish the first International Musician and Recording World magazine, which later grew into Penthouse and Ok!. He now owns a number of publications around the world.

18. JK Rowling lived on Social Security benefits before the creation of Harry Potter.

In the early 90s. Rowling divorced and lived on welfare with a child. She wrote most of Harry Potter in a coffee shop. "Harry Potter" became world famous, brought success to Rowling, whose net worth is now estimated at $ 1 billion.

19. Before Sam Walton founded Wal-Mart, he milked cows and sold magazines in Oklahoma.

Walton's family lived on a farm in Oklahoma during the Great Depression. In order to make ends meet, he helped his family milk cows and deliver milk to customers. He also delivered newspapers and sold magazine subscriptions. By the age of 26, after graduating from the University of Missouri with a bachelor's degree in economics, he was running a store. He received a $20,000 loan from his father-in-law and bought a Ben Franklin store in Arkansas. He expanded the network and then founded Wal-Mart and Sam's Club. He died in 1992, leaving the company to his wife and children.

20. Oprah Winfrey turned a life of hardship into inspiration to build a multi-billion dollar empire.

Oprah lived with her grandmother for six years and wore dresses made of burlap. After being harassed by relatives and a family friend, she ran away from home. She was then 13 years old. When she was 14, she became pregnant and gave birth to a child who died shortly after birth. At the same time, her upset mother sent her to live in Nashville, Tennessee with her father.

Oprah was in college, and when she won the beauty pageant, then she found her first glory on the radio station. This glory has remained with her. Oprah Winfrey's fortune, according to Forbes, is estimated at $2.7 billion.

How a change in attitude towards money helped him achieve financial stability. He grew up in a poor family, often not knowing if they would be able to pay the rent or if they would be left on the street at the end of the month. He had to watch relatives and friends quarrel over money.

He now owns his own business and no longer lives paycheck to paycheck. He did not become a millionaire, but he reached the point where you do not need to constantly think about finances. Kim shared tips that he would have given himself at 18. Perhaps they will be useful to you too.

Money is a tool that allows me to do what I love. I don't see them as an end in themselves. Now I don't need any more money. But I continue to work and earn money to help my family and loved ones.

1. If you convince yourself that you need a thing, don't buy it.

One of the biggest financial mistakes is buying things unnecessarily. We often do this: we buy new clothes, a phone or a computer, just to keep up with others and feel fashionable. But most of these things are us.

When something is really needed, you understand it right away. If you have to convince yourself before buying, do not take this thing.

2. Don't buy early models

When you see a new model of car, camera or smartphone, do not rush to buy them. Wait for the next version: it will not have problems and flaws that the first versions sin with. You will save yourself from unnecessary headaches.

3. Be generous with what makes you happy

Money can buy happiness if you spend it on experiences and things that matter to you. If they delight, inspire and motivate, they are a necessary investment in your well-being.

Just remember that the pleasure of things passes faster than the experience.

After two weeks, we get used to new things and stop noticing them. Impressions please much longer. They can be mentally re-experienced. In addition, they help us grow and develop new skills.

4. Earn more and spend less

Many people start spending more after a pay rise. They buy an expensive car, travel more often and eat in cafes. As a result, they do not become richer, but remain approximately at the same level of prosperity. But if you earn more and spend less, there will be free funds. They can be deposited or invested.

Think about how you could earn more: take on additional responsibilities at your current job, find a part-time job, get busy. Then think about how to spend less. For example, cook at home and go to cafes less often. Spend less on clothes. Sell ​​your car and use public transport. Don't chase the latest fashions. Use the remaining funds to pay off debts or save up for something.

5. Never go into debt

No matter how rich you are, if you are in debt, you are a slave to the banking system. To pay them and maintain the necessary standard of living, you will have to work. Maybe in a job that you don't like.

So never borrow. If you are thinking of starting your own business or creating some kind of project, but for this you need to get into debt, postpone this venture. Start only when you can pay all the expenses yourself. So you risk less. And the lack of funds forces us to look for a creative approach to problems.

6. Learn not to want more of what you already have.

Being rich doesn't mean having everything you can. Real wealth is when you don't need anything other than what you already have.

And a billionaire can be poor if he constantly needs more and more. He may own real estate all over the world, but if his friend has a private spaceship, he will still be jealous.

We feel like we're missing something when we compare ourselves to the people of us. Instead, compare yourself to those who are poorer. Then your current lifestyle will seem sufficient to you.

7. Look not for perfect, but for good enough

We always strive for the ideal, we want to have the best. But think, do you really need the best car, the most powerful smartphone or an apartment in the most respectable area? Maybe what you have now is enough?

Try not to use the phrase "the best" for a month. Watch how your attitude to shopping changes and how much money you save.

8. Don't buy too many items from the same category

Life is much easier if you have one phone, one computer, one pair of casual shoes. In clothes, you can limit yourself to one type of trousers, shirts, socks. You will make fewer decisions, be less nervous and spend less money.

Look at your belongings and think, what 10% of them do you use 90% of the time? Try . Sell, donate or throw away your extra items. You will feel relieved, you will be able to pay more attention and energy to important things.

9. When choosing a product, be guided by a lower price

The brain clings to the first price you see. Then you choose a product in comparison with this price. If at first you were offered a camera for 50 thousand, and then for 30, the second one will seem like a bargain. Although, perhaps, a camera for 15 thousand would suit you.

To spend less, look at lower cost items first. Compared to them, the rest will seem more expensive. As a result, you will stop at an acceptable option and do not spend too much.

10. Change Your Environment to Consume Less

The environment affects how much we consume. When everyone around you often changes gadgets and cars, buys new clothes and dine in a restaurant, it will be difficult for you to resist. If you want to spend less and live more modestly, try changing your environment. Naturally, it is not always possible to move to another area or city. But you can change your lifestyle. Go to the mall less often and avoid anything that makes you want to buy something.

11. Block out ads

We do not even notice how advertising changes our idea of ​​a product, making us want it. Avoid it by all means. Don't watch TV, don't read magazines, turn on your browser's ad blocker. Unsubscribe from newsletters. Buy paid versions of apps to disable ads.

12. Remember: the more money, the more problems.

Money is desirable up to a certain point. When you have enough to pay your rent, save some money and not worry, more income won't make you happier. As income increases, so does stress. You need to worry about the tax, about unsuccessful investments, about greedy relatives who are asking for money and secretly waiting for your death.

The same applies to things. For example, the larger your house, the more worries: you need to clean a large area, buy more furniture, most of all repair and change. Therefore, when considering a purchase, consider such hidden disadvantages of owning a new thing.

13. Invest in your development

The most important thing is to invest not in the stock market, but in yourself. This will help. Most often, a book is a squeeze of the author's ideas for several years or even for a lifetime. This is an opportunity to learn about the lessons that the other person has learned and apply them to your own advantage.

The more you invest in expanding your knowledge, finding new ideas and developing creativity, the more you will benefit.

If you get at least one new idea from the book that inspires you, then you have not wasted your money.

14. Before helping others, ensure your own financial stability

If you're having trouble with money, don't lend it to anyone - not even a family member. You will worsen your situation and, in addition, spoil the relationship.

It is better not to lend money to friends and family at all. If you want to help, give them for free. This is the only way you can maintain a good relationship. But help when your own financial situation is stable.

15. Don't invest in stocks

You won't get rich on them. Professional traders often act randomly. But it's not only that. Even if the value of your shares rises by 30%, the profit from this cannot be compared with the benefit from. After gaining new skills, after a while you will earn more.

Think about how such investments will help you get rich. Maybe you should take some courses, sign up for a seminar, or start your own business.

16. Don't take risks

It is believed that entrepreneurs like to take risks just for the sake of risk, but this is not true. Good businessmen carefully consider their actions and do not allow situations in which you can lose all your capital.

If you are going to start your own business or invest in something, remember that you can always fail. Prepare for this and make sure you don't lose all your funds.

17. Strive not for wealth, but for not going broke

If you are a business owner, focus not on how to increase profits, but on how not to go bankrupt. If you are an employee of a company, think about how to stay fit. For example, you can learn new skills or expand your responsibilities.

18. Mentally exaggerate your spending and underestimate your income

Very easy. We often look at the world through rose-colored glasses, overestimate ourselves and underestimate problems. Imagine that you are poorer than you are and cut your expenses. This will help you spend less and gradually accumulate funds.

19. Don't buy the most expensive things.

A $1,000 item won't make you ten times happier than a $100 item. Expensive items seem to bring more happiness, but that doesn't depend on how much money you spend. There is a certain amount, after which the pleasure of shopping no longer grows. For everyone it is different. Find this middle ground for yourself and don't spend more.

Do not forget that pleasures also become boring. Especially joys associated with food, sex, travel and shopping. Over time, they cease to cause strong sensations, no matter how much you pay for them. Therefore, spending more and more money on things simply does not make sense.

20. "Think like a rich man, dress like a poor man"

So said Andy Warhol. Wear basic clothes, drive a normal car, choose practical items. Those who ostentatiously wear expensive branded products often, on the contrary, have no money and live in debt. They are simply insecure and want to attract attention at the expense of expensive things.

Be rich on the inside. Remember that you have everything you need. Think less about shopping. Spend more time and energy creating something important.

21. Live modestly than your income allows.

We get used to new things after two weeks. No matter how expensive they are, they no longer please us, because they become commonplace. Try to get used to a more modest lifestyle as well.

Buy a cheaper item, even if you have enough for an expensive one. Buy - inexpensive equivalent to original drugs. In a cafe, choose the cheapest coffee or the simplest dish. Over time, this will become a habit.

22. Don't Focus on Brands

When you look at a thing, think not about the brand or price, but about what it, in essence, is. Lexus is just an expensive Toyota Camry. Filet mignon is just a part of a cow carcass, and expensive wine is fermented grape juice. The new smartphone is just a piece of metal with a touchscreen. Brand suit - pieces of fabric sewn by some worker with a minimum wage.

Constantly reduce the value of such things in your eyes. Then they will become less attractive to you.

23. Don't give all your money to investments

If 99% of your funds are invested in real estate, you are deprived of financial freedom. In an unforeseen situation, you will not be able to pay off and will have to borrow. Try to always have free funds that can be quickly withdrawn from the account. This is also useful in case there is a profitable opportunity to invest them.

24. Don't Buy Anything You Can't Pay Without Credits

We are too optimistic about our possibilities. We think we can pay quickly. But debts are accumulating like a snowball. The more of them, the stronger you fall into slavery to the banking system. If you still want to use a credit card to receive bonuses, buy only what you could pay without borrowing.

25. Don't be cheap when you charge for your services.

Appreciate yourself. If you're an entrepreneur or freelancer, charge a little more for your services than you think you deserve. You may lose a few customers, but in the long run you will make more profit.

Of course, when you're just starting out, you can't ask for too much. To gain experience, work for some time for free. But then charge for services above average. If you agree to an average pay, you will always have to somehow make ends meet.

26. In your free time, work on what you love.

Many people want to quit their office job and do what they love: to become a photographer, a traveler or a writer. Don't do this until you have financial stability. Live off the income from your main job and study in your free time.

Get up an hour earlier, use your lunch break, do something useful in the evening instead of watching TV shows. When the money from extra work is enough to pay the bills, you can leave the annoying company. But always have contingency funds and a back-up plan ready. You may have to live with your parents again or return to your old job.

27. Think about what else you can buy with the money you are going to spend

Usually, when buying, we only compare items of the same category. For example, smartphones from different manufacturers. But maybe instead of a cool new phone, it's better to go on an interesting trip? Or invest in your education? Or pay off part of the debt?

28. Imagine how you would feel about a purchase in 5-10 years

Look at things realistically. Any purchase in 5–10 years will lose its presentable appearance. This is especially true for cars. Better not chase fashion, but count on the long term.

29. Don't forget that money itself has no value.

Fundamentally, money is just paper. Even precious metals are nothing special - they are just shiny stones. Consider why they are important to you. Perhaps they give you a sense of stability or symbolize success. Determine what money means to you. For example, strength, the absence of pain, the ability to do what you want.

Don't take money too seriously. And do not forget about the really valuable things: relationships with loved ones, important work, gratitude.

30. Don't be a slave to money

Money is neither good nor bad - it's just a tool. We decide what to use them for. Think about how they affect your life. What do you need money for? What joys and anxieties can they bring? How can money help you and others? And can they ruin your life?

Provide yourself with everything you need for life. Once you have enough money for this, spend time and effort on your development. And then do something useful and help others.

Wealth is an ephemeral and subjective concept. How to become a successful and rich person? How do you imagine the end result? To take the very first, small step on the road to success, make the illusion tangible. Discuss for yourself how much income you need to consider yourself a person of wealth.

Concrete figures, a strict plan of action. Why do the rich get richer while the poor get poorer? It's very simple - successful people have a different psychology and perception of the world. To become rich, successful, you need to learn to think differently.

We change the worldview

Almost 90% of successful and wealthy people (according to a Fidelity Investments survey) have created their fortune from their own entrepreneurial activities. Of course, actively using all modern innovations. Were they lucky and lucky? No, they just followed some simple rules:

Don't be afraid to get rich

Most needy people don't want to do anything to change their existence. They are afraid that it will not work, ridicule and gloating will begin. Let go of the fear of being misunderstood. In life there will be failures, falls, losses - but these are just trainings that life will present to you.

And behind them are real resources available only to the fearless. Write down all your fears on a piece of paper. Study this list, work on them. There should be no fear in one's own actions. Try to knock out a wedge with a wedge. Artificially create situations that scare you and defeat them.

Live in harmony

When you live loving yourself, you are freed from the fuss that undermines stability. The expression “to be rich, successful is to become greedy” is a common stereotype of low-income people. The fact is that wealthy people do not waste time and money without analyzing the consequences of these actions. Therefore, success goes hand in hand with them - these people respect the future.

Set goals

You need to clearly know why you need to become a rich, successful person, to be aware of the ultimate goals. And the road leading to them. What exactly should change, what will be the environment, the field of activity, how much money it should bring. But compare with success and possible failures. What risk can bring you a changed perspective, what kind of losses await you.

According to research by Thomas Coriey, almost 80% of successful, wealthy entrepreneurs carefully plan their goals, while only 9% of poor people try to do it.

Learn thought forms. The whole future must appear before you in the form of a clear picture. Write down for yourself in detail all the points of the upcoming successful, rich life and always keep them mentally before your eyes.

Develop

Dreaming on the couch, success is difficult. We need to act. Down with laziness, you need additional knowledge and the ability to communicate with people. Master new professions in the field of finance, accounting, management. We offer a wide range of courses and additional advanced training courses. Meet successful, rich people, communicate with them, understand their level of thinking.

Don't blame

Success comes to strong-willed people. They never shift responsibility onto someone else's shoulders. Don't blame others for your own failures. Such actions greatly relax, lower self-esteem. To become a successful, rich person - do not whine, do not complain.

Get rid of these soul-destroying activities. Learn to accept her majesty life from all sides. Then it will be more pliable, more flexible for you and will allow itself to be corrected. Remember - circumstances do not own you, you are their master (and of all life too).

If among your acquaintances there are envious individuals who do not believe in you, skeptics, then over time you yourself will become an indecisive, weak-willed person. To become a successful, rich person, surround yourself with like-minded people who sincerely support you. And they can give helpful advice when needed.

Create a valuable base of knowledge and strength in yourself - attract allies to the intended goals who are moving in the same direction as you.

Change your character

To get something, you need to be able to give. Learn selflessness, do not refuse to help loved ones, give them attention, time, give them a good mood. Become generous, do not become altruist. Act within reason. Your goals, aspirations should become a secret. Learn not to talk too much.

Remember that in the world, unfortunately, there is envy for other people's successes, and simply for other people's dreams. The less others know about your ideas, the better for you. To become rich and successful, listen more than talk. Learn to smoothly divert the interlocutor from an unnecessary topic for him. Build a conversation that works for you.

Stand up for the idea

Courtesy and politeness is not bad, but success is friends with those who are able to defend their ideas and beliefs. You can even raise your voice if necessary. Don't be offended - say whatever you don't like straight away. Know how to defend your positions, conduct a productive argument. In case of verbal skirmishes, behave calmly, friendly. Do not lose your dignity, but do not go to the brink of "suffocating passivity." To become a successful, rich person, you need to be able to show cruelty.

Changing attitude towards money

More than twenty years ago, the Americans Stanley Thomas and William Danko conducted a large-scale study whose goal was to understand the process of turning an ordinary person into a rich and successful one. The result of this was the best-selling book Your Neighbor Is a Millionaire. Here are some thoughts taken from there:

Live within your means

To become a successful, rich person, give up luxury and impressiveness, from a frivolous attitude to money. The best solutions are budget ones. And try not to borrow. Finances must be your own. Don't overspend. Know - "the most expensive" does not always mean "the best". Money has always loved an account.

Almost all famous millionaires lead a fairly modest lifestyle. The largest American entrepreneur in the financial world, rich, successful Warren Buffett has been living in a small, modest house for more than 50 years, which he bought for a small amount at the dawn of his career.

By the way, wealthy Americans who made their fortune themselves, through the most severe self-discipline and careful planning, prefer to buy things on sale. They use used cars and even save on tips.

Video: "Advice from the richest people in the world"

Money is workers

They should work for you, not the other way around. That's what rich, successful people do—they acquire assets that make a profit. Securities, real estate, shares, business development. When money works, it becomes stronger, increases in size. This is exactly what we need.

As Stanley said: “Love the process itself, you must love what you are doing. Do you want to become a successful person and a rich person? Go down this road, not forgetting to constantly improve professionally. The money will come to you."

To become a rich, successful person, do nothing hastily. Before investing in something, make inquiries, evaluate future returns, analyze. Before cutting, measure many times. For most wealthy people, one feature is characteristic - they do not have a cult of money. They treat them as pleasant companions, a kind of tasty bonuses on the way to their goal.

Make a plan

Prosperity loves order and strict accounting. If everything related to finances is sorted out, money will always return to its place in much larger quantities. To become rich and successful, you need a well thought out financial plan.

Do not forget to provide yourself with a safety margin (in case of force majeure). Separately highlight the column for the future (this is your cash reserve, which, while remaining intact, accumulates for you). Try to strictly follow your plan, do not overspend.

Well-known financial consultant Dave Ramsay noted one simple thing: “If you save a certain amount of interest from a young age, you will retire as a millionaire.”

Financial experts propose to develop their own rules. For example, 60-25-25, where you spend 60% of your income on essentials, 25% on entertainment, and the remaining 25% is intended to become an emergency supply and be stored in a bank account.

Get calculated

Money is obeyed, prudent people are respected. Do in work only what turns into finances. Only one specific end goal. Soon you will realize that you have more free time, and money comes in a steady stream. To become a successful, rich person, improve this system, allow money to come to you from different sources. Do not rest on your laurels - this is not the end of the ladder, but one of the many steps leading to the tops.